Medical Debt Dispute Letter
This MEDICAL DEBT DISPUTE LETTER will include a reference to the FCRA and HIPAA. The letter will explain why the debt is inaccurate or incomplete, and you also should provide any evidence or documentation to support your dispute for removing the medical debt.
The letter also request that the credit bureau remove the debt from the credit report and provide a written response within 30 days. In addition, the letter reminds the credit bureau of its obligation under HIPAA to protect medical information and not disclose it without the patient's consent.
The letter additionally cites the FCRA's requirement for accurate and complete credit reporting and the Fair Debt Collection Practices Act's validation requirement. This letter concludes by requesting a written response and action to rectify the errors.